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High Net Worth Individuals insurance

Specialized type of insurance designed for individuals with substantial assets and wealth

High Net Worth Insurance: A specialized, liability-focused insurance product designed for the high-net worth individuals, offering a customizable package of policies to protect their unique lifestyles.

A high net worth individual (HNWI) is a person or family with significant assets or investments. At Eirsure we offer high net worth insurance policy’s tailored to protect high-value assets like expensive homes, fine art, luxury cars, and other personal property that are not adequately covered by standard insurance policies. These policies offer higher coverage limits, worldwide protection, enhanced personal liability and bespoke solutions, often requiring a specialist insurance broker to navigate the complexities of wealth management and ensure adequate coverage. 

high net worth individual working in a jet plane

We recognise that standard insurance policies often have limits on coverage for high-value items or significant assets. We offer high net worth insurance bespoke solutions that are flexible and adapt to changes in an individual’s life and evolving assets. Eirsure is a specialized broker and we offer expert guidance, proactive risk management, and claims advocacy to navigate complexities and ensure peace of mind.

At Eirsure our High Net Worth (HNW) Insurance is a specialized type of insurance designed for individuals with substantial assets and wealth. Unlike standard personal insurance policies, HNW insurance provides broader coverage, higher limits, and more tailored protection to meet the complex needs of our wealthy clients.

HNW insurance isn’t just about protecting things—it’s about protecting lifestyle, wealth, and reputation. The key is customized, comprehensive coverage combined with strong risk management.

At Eirsure we can offer a simplified, comprehensive portfolio, which combines multiple property and liability policies under one program.Typical HNW Insurance policies cover:

High-value homes & estates

Multiple residences, historic or custom-built properties, high replacement costs.

Valuables & collections

Fine art, antiques, wine, jewelry, collectibles.

Luxury vehicles & classic cars

Agreed-value coverage, worldwide protection.

Yachts & private aircraft

Watercraft and aviation insurance.

Personal liability / umbrella

High limits to protect against large lawsuits.

Cyber & identity theft

Protection against cybercrime, data breaches.

Travel & kidnap / ransom

Worldwide protection for global travel risks.

When considering High Net Worth (HNW) insurance, the stakes are higher and the coverage needs are more complex than standard insurance. We also offer a specialist claim service with access to experts in fine art restoration, luxury vehicle repairs etc. This will protect your wealth and lifestyle from any financial setbacks.

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Together, let’s make your insurance smarter, your customer experiences more exceptional, and tailored cover that you choose to fit your business. Only pay for what you need.